Talent Q Verbal Test

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Talent Q Verbal Test

This is a practice Talent Q verbal test that simulates the real test. 

The test has 5 questions and you should aim to complete the test within 10 minutes.

All questions are multiple-choice. 

Make sure you read a question in full before answering.

Answers and explanations to the questions are provided at the end of the test.

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Talent Q Verbal Test: question 1 of 5

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Labour Crisis

A prolonged labour market recession is in the making as long-term unemployment is on the rise and many workers are becoming excluded from the labour market. The shift to austerity measures has further deteriorated labour market conditions in countries hit by the debt crisis. The depressed employment situation has been accompanied by growing job precariousness for those who have a job. The incidence of part-time work has risen significantly as has that of temporary employment.

Given the significant slowdown in economic growth, job loss can increase severely as businesses tend to decrease expenditure, leading to higher unemployment. At the same time, the crisis has resulted in the contraction of bank credit for small and medium-sized businesses and this, in turn, has reduced the growth in self-employment.

Measures that will increase employment and speed up economic growth should be taken promptly. Given the impossibility of financing expenditures with deficits, one can realistically suggest budget-neutral increases in training programmes and subsidies to businesses. This must be coupled with government programmes to facilitate credit to small- and medium- sized businesses, financed with increases in taxes in other areas such as environmental or tourist taxes that will not distort the economy adversely.

Adapted from europa.eu

Which one of the following is NOT given as a cause of the labour market recession?

Talent Q Verbal Test: question 2 of 5

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The Evolution of Education

Over the past decade, higher education has become increasingly international. More and more students choose to study abroad, enrol in foreign educational programmes and institutions in their home country, or simply use the Internet to take courses at colleges or universities in other countries.

Today, drawing in foreign students has become a major consideration for universities. More than £27m is to be invested over the next two years to attract more foreign students to UK universities. The internationalisation of higher education means that in university courses – especially but not exclusively post-graduate courses – you increasingly find someone whose mother-tongue is not English teaching a group of students, very few of whom have English as their first language. This undoubtedly affects the way people learn and how people teach. This also affects their professional skills later on – many students believe that studying with international students would help prepare them for working life. Not an insignificant amount of London University PhD students are multilingual and write in English, although French and Italian are also regular working languages.

The European University Institute (EUI) is an international postgraduate and post-doctoral teaching and research institute established by European Union member states to contribute to scientific development in the social sciences, an ideal place to debate the challenges ahead for other institutions. ‘There is a kind of denationalised way of looking at the disciplines that we teach; it’s not ignoring the national traditions but we’re not so constrained by them and we tend automatically to see things from a comparative and transnational perspective. We are therefore able to start thinking seriously about what it means to teach in this way and in these international environments’, explains the president of EUI.

Adapted from BBC News

International university courses are aimed at which one of the following groups?

Talent Q Verbal Test: question 3 of 5

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Consumerism in the 21st century – how can EU policymakers keep up with new trends?

Over the past few years, the EU has put more emphasis on consumer protection issues. The reasons for this are that the EU market includes over 500 million consumers so a well-functioning Single Digital Market for consumers is essential to the EU economy, and the shift towards digital markets poses new challenges to consumer’s rights requiring new policies and legislations.

When updating legislation and enforcement to the 21st century, the EU faces many challenges. Among them are: Geographical discrimination in the provision of goods and services for consumers; ensuring online consumer protection; copyright rules appropriate for the digital age; adequate protection of personal data.

There are also other challenges regarding consumers’ protection in the digital age: safe online environment; accessibility of true and reliable information on goods and services; effective cross-border consumer dispute selling mechanisms, and others. Digitalisation has also made the supply chains of goods so complex, that it has become a challenge to ensure the safety of consumer goods.

Mrs. Zaiga Liepina, Deputy State Secretary of the Ministry of Economics of Latvia, says: “Policymakers today cannot be ahead of the new trends – but they can be ready to react fast. The legislation needs to be developed in a way that fits the digital age.”

The EU regulatory framework should find ways to enhance consumers' trust in the EU Digital Single Market. It should make purchasing goods and services everywhere in the EU easy.

According to Mrs. Liepina: “These goals can be achieved by establishing clear and consistent common rules at the EU level and vigorous enforcement. Enforcement of existing consumer protection rules is crucial. Without proper enforcement, it does not really matter how good the consumer protection laws are. Better enforcement will continue to be a central priority on the consumer agenda.”

Adapted from eesc.europa.eu

Which of the below is the reason why enforcement is important in achieving the EU's goals, according to Mrs. Liepina?

Talent Q Verbal Test: question 4 of 5

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Drug Offences

Across Europe, the three most common ways of punishing a person for a drug possession offence are warning, fine and suspended prison sentence. With the exception of a few countries, community work orders are very rarely used to sanction this offence. Those convicted of supply offences are likely to receive a prison sentence, though many of these are suspended sentences, and few receive the long sentences that are often brought up in public debate. Considerable differences between countries exist regarding how strongly they draw the line between users as individuals needing treatment or counseling, and traffickers as criminals. An individual country’s criminal justice system recognizes some people as sick, and thus tries to divert them to treatment, following one of its primary aims of deterrence, and channels others towards punishment.

Although it is widely felt that users should not go to prison for offences against drug laws, some still do: usually a small percent of those who appear before a court.

Further research would be needed to understand why: whether they are addicts who have no money for a fine, are in breach of probation, or are recidivists for whom treatment has not proven successful.

Adapted from europa.eu

A user may receive the same punishment as a trafficker.

Talent Q Verbal Test: question 5 of 5

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Prudential Regulation Authority

The Prudential Regulation Authority (PRA) is the regulatory body for financial services in the United Kingdom. Its responsibilities include regulation and supervision of approximately 1,700 banks, building societies, credit unions, insurers and major investment firms. The authority is owned by the Bank of England, making it not a governmental body but a quasi-governmental regulator.

The PRA was created as part of the 2012 Financial Services Act. This Act sought to reform financial regulations that failed to protect the UK’s economy during the financial crisis of 2008. Hector Sants, the chief executive of the Financial Services Authority, says: "The PRA's purpose is fundamentally different from that of previous regulatory regimes. Its most important objective is to promote the financial stability of the UK financial system.”

There are three statutory objectives to the PRA. These are: to promote the safety and soundness of the firms it regulates; to contribute to the protection for insurance policyholders or future policyholders; and to facilitate effective competition.

The PRA advances its objectives using two key tools – regulation and supervision. It sets regulatory standards or policies that it expects firms to meet, and it assesses the risks that firms pose to its objectives. Where necessary, action is taken to reduce the risks. Supervision is done at each individual firm separately.

Significant supervisory decisions are taken by the Board. This Board consists of the Governor of the Bank of England, the Deputy Governor for Financial Stability, the Chief Executive Officer of the PRA, and other independent non-executive members. The PRA seeks to ensure that a financial firm which fails will not cause significant disruption to the supply of critical financial services and will not need taxpayer help.

Adapted from telegraph.co.uk and bankofengland.co.uk

What is the main objective of the PRA, as mentioned by Hector Sants?